Markets go up and down. So does the economy. So does your life. Staying on track to reach your long-turn financial goals while balancing day-to-day needs can be challenging. That’s why you need a professional you can turn to for trusted advice and guidance when it comes to your finances and investing.
Together, we can evaluate your circumstances, identify your short and long-term objectives and determine an appropriate plan of action. Establishing and implementing an effective, dynamic financial plan can entail some frank discussions and tough decisions. It also involves prudent investing with a well-researched, diversified portfolio that factors in all the elements of your financial plan.
Just as you develop a long-term relationship with your doctor, attorney or CPA, we want your relationship with 3G Wealth Management to last your life time. We will strive to understand your personal and financial situation—where you have been and where you want to go. We will be there for you when things are going well and, more important, when you run into financial challenges.
A sound, clearly communicated estate plan can help your loved ones make difficult transitions with confidence and protect their future quality of life. As trusted advisors, we will work with your legal and accounting experts to develop personalized strategies for managing your inheritable assets.
A good estate plan must satisfy many criteria. It must take care of providers during their lifetimes and offer a distribution strategy that will allocate assets quickly and efficiently to beneficiaries. It must be easy and economical to administer – and must take income, gift, and estate taxes into account. It must also pay special attention to the unique issues facing clients with large IRA or Qualified Plan balances.
At 3G Wealth Management, we know that life can change in an instant. We are always here for our clients to develop plans and to help implement them from one generation to the next. Our goal is to work with you to establish a solid foundation for meeting your financial needs. With our guidance and support, you can be confident that your family will be well prepared for the future.
Estate Planning Strategies
Retirement Planning & Funding
Retirement is a new phase in life, and we’re committed to guiding our clients and managing their assets so that they feel comfortable and confident about the future. Our approach is personalized and thorough. We’ll conduct an analysis of your current financial position and talk extensively with you about your goals. Then we’ll explore your options and offer recommendations for establishing a solid financial plan, including your investments and a plan for distributions. We’ll cover healthcare concerns and establish contingency plans for a surviving spouse, so that this transition is made in the most efficient and worry-free manner.
Our goal is to help you find the financial freedom to pursue your interests, so you can enjoy the retirement lifestyle you want.
Whether you are in the wealth creation, wealth preservation or wealth transfer stage, 3G Wealth Management will create the right plan for you. Overall, we analyze your budgeting & current cash flow, retirement planning, education funding, insurance needs, tax planning, estate planning, long term care planning and distribution strategy depending on what wealth phase you are in.
We spend considerable time reviewing your current situation and what it will take for you to achieve your goals. We put together an action plan that you will need to follow in order to give yourself the best chance for success so you can continue to live life the way you want to live.
Gary Garcia is a CERTIFIED FINANCIAL PLANNER™. The CFP® certification process, administered by CFP Board, identifies to the public that those individuals who have been authorized to use the CFP® certification marks in the U.S. have met rigorous professional standards and have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when dealing with clients.
Our approach to overseeing our clients’ investment portfolios has been based on personalized account planning, risk minimization, disciplined professional money management, and tax efficiency. Our financial planning and investment management programs are carefully linked. We work to protect the wealth you have already accumulated by thoroughly evaluating and minimizing the risks you face. Then we establish a plan for growing your wealth and preserving your wealth, so that you can move toward your most important financial goals.
Communication is key to our investment management approach. We want you to be fully informed about the implementation of your personalized investment strategy. As an independent firm, 3G Wealth Management is under no obligation to recommend specific investments or financial products. We do not have to satisfy sales or earning quotas. An investment strategy is built based on your family’s needs and priorities. Our success is determined by our ability to help you build financial security and become financially independent. We are realistic in our goal setting and conservative in our investment approach.
3G Wealth Management’s commitment is to earn your trust and confidence by being objective and independent, offering the highest-quality financial management and advice.
Insurance planning for your family or your business essentially means planning today for tomorrow’s needs. We strive to provide the best, unbiased advice for each individual, family or business that we work with, regardless of your age, family situation or level of income.
We work hard to provide solutions for each client and their unique situation. Our goal is to explain what your options are in a way that is easily understandable, before your plan is implemented. Once we determine the appropriate solutions, we’ll help you take the necessary steps to implement your plan.
Our service to you continues into future years through scheduled reviews, where your plan is monitored and maintained by making any changes or updates as necessary. At 3G Wealth Management, we can assist you with Life, Disability and Long Term Care Insurance Planning.